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Life happens. Let’s make sure your benefits work for you.

You’ll want to review your benefits if …

You’re turning 26

Your parents can generally cover you on their health plan until age 26.* After that, you can explore affordable plans here.  

Find individual & family plans

You’ve had a big life change

Life events like a job loss, marriage or a new child may qualify you to change your plan outside the Open Enrollment window.  

See if I qualify

You’re turning 65

Starting to think about Medicare? Get helpful information to make a smart decision about your health coverage.  

Visit Aetna’s Medicare education hub

Understanding tax credits and your next steps 

When you signed up for your Marketplace plan, you may have qualified for a tax credit to help you lower the cost of your monthly premium. If so, you chose how to receive the credit.  

  • Use the credit to lower your taxes when you file your federal income tax, or 
  • Use the credit in advance to lower the cost of your monthly premiums.  

No matter how you received this credit, you’ll need to account for it on your federal tax return.   

What if my household or income changes?

Update your information right away! Keeping your application current helps make sure your premium tax credit is correct. For example, if your family grows, you could qualify for a higher tax credit. Or if your income goes up, you could qualify for a lower tax credit. (The sooner you report a raise in income, the less you may have to pay back on your taxes.) 

Examples of changes you should report include:  

  • You got a raise or lost a job  
  • You got married or had a baby  
  • You became eligible for Medicare or Medicaid  
  • You had a change in disability or citizenship status 

How can I report changes to the Marketplace?

There are 3 ways to report income, household or other changes to the Marketplace. 

Online

Log in to Healthcare.gov to update your Marketplace application. 

By phone 

Contact the Marketplace Call Center at 1-800-318-2596 (TTY: 1-855-889-4325).  

In-person 

Find local help in your community. 

Get started today and find a plan.

Great news — we’ve got plans for you through our relationship with Aetna CVS Health

That means you can sign up for ACA individual coverage through Aetna CVS Health. Visit their website to check out plan features, shop 2022 plans and see if you qualify for financial help.

Remember to stop back on November 1 during Open Enrollment to choose your 2023 plan.

Find a plan on AetnaCVSHealth.com

Great news — we’ve got plans for you

Visit our simple shopping site to get coverage for 2022 and see if you qualify for financial help.

Remember to stop back on November 1 during Open Enrollment to choose your 2023 plan.

Find a plan

We’re not in your area … yet

We’ve got plans to bring our ACA individual and family plans to more areas. For now, we want to make sure you’re covered.

Had a big life change? You can still get coverage for 2022. Visit the Health Insurance Marketplace® to shop for plans and see if you qualify for financial help.

Remember to visit the Marketplace on November 1 during Open Enrollment to choose your 2023 plan.

Find a plan on HealthCare.gov

Great news — we’ve got plans for you through our relationship with Innovation Health®

That means you can sign up for ACA individual coverage through Innovation Health®. Visit their website to check out plan features, shop 2022 plans and see if you qualify for financial help.

Remember to stop back on November 1 during Open Enrollment to choose your 2023 plan.

Find a plan on InnovationHealth.com

Had a big life change? You can still get coverage for 2023. Visit the Health Insurance Marketplace® to shop for plans and see if you qualify for financial help.  

Remember to visit the Marketplace on November 1 during Open Enrollment to choose your 2024 plan. 

Talk with Member Services 

Our dedicated representatives are here to answer all your questions.  Just call the number on your ID card Monday — Friday, 8 AM to 6 PM local time. 

 

*Your dependent child may continue coverage if your child is disabled, or in school and on a leave of absence. 

Transforming health care, together

Banner|Aetna aims to offer access to more efficient and effective member care at a more affordable cost. We join the right medical professionals with the right technology, so members benefit from quality, personalized health care designed to help them reach their health ambitions.

Contact us

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Health benefits and health insurance plans are offered, underwritten, and/or administered by Banner Health and Aetna Health Insurance Company and/or Banner Health and Aetna Health Plan Inc. (Banner|Aetna). Banner|Aetna is an affiliate of Banner Health and of Aetna Life Insurance Company and its affiliates (Aetna). Each insurer has sole financial responsibility for its own products. Aetna and Banner Health provide certain management services to Banner|Aetna.  Aetna and CVS Pharmacy® are part of the CVS Health family of companies. Aetna and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are both within the CVS Health family.

Access to the 98point6 application is included in all Banner|Aetna ACA individual & family plans. 98point6 is not available in all Banner|Aetna plans offered through employers. 98point6 is a registered trademark of 98point6 inc.

This material is for information only and is not an offer or invitation to contract. Providers are independent contractors and are not agents of Banner l Aetna. Provider participation may change without notice. Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional. Information is believed to be accurate as of the production date; however, it is subject to change.

Language Assistance Language services can be provided by calling the number on your member ID card. For additional language assistance: Español | 中文 | Tiếng Việt | 한국어 | Tagalog | Pусский | العربية | Kreyòl | Français | Polski | Português | Italiano | Deutsch | 日本語 | فارسی | Other Languages…