You’re in the right place to learn more about Banner|Aetna individual & family plans. Here, you can find helpful resources, answers to your questions and more.
Have questions? Find helpful answers and resources.
You can learn more about your state’s eligibility requirements on the Medicaid website.
This is the process that states use to ensure that Medicaid enrollees continue to be eligible for Medicaid coverage. This is also called "renewal," "redetermination" or "recertification" review.
Here’s how it works: Your state will send you a renewal letter 30 to 45 days before your renewal date to recertify your Medicaid eligibility.
Both Medicaid and ACA coverage provide health insurance to millions of Americans. However, these two types of coverage are often confused. We’ll explain some of the differences here.
Medicaid is a federal government program operated by the States. It provides health insurance to eligible low-income adults, children, pregnant women and people with disabilities. The coverage is based on financial need. Medicaid is different in each state. That means your eligibility depends on where you live.
Affordable Care Act (ACA) plans are offered through the Health Insurance Marketplace® and private health insurance companies, like us. Anyone who is a U.S. citizen, national or lawfully present, can get ACA coverage, no matter your income. And you can’t be denied coverage, or charged more for coverage, for a previous health problem. For more eligibility information, check out this quick guide to the Health Insurance Marketplace
ACA plans are a great option for you if:
ACA plans cost more than Medicaid. The great news is financial help is available to make your ACA plan more affordable. In fact, you may be able to qualify for a $0 or low plan premium.*
Every ACA health plan covers a minimum of 10 essential benefits. This includes prescription drugs, maternity and newborn care, mental health and more.
Every ACA plan is assigned a metal tier: Platinum, Gold, Silver or Bronze. All plans offer the same quality of care. The metal tier is based on how you and your plan split the costs. Understanding plan levels and costs can help you pick the right plan for you.
When you apply for an Affordable Care Act (ACA) plan, you may qualify for a premium tax credit. This can lower your monthly premium or even give you a $0 monthly premium.* Other assistance may also be available. You can visit the Health Insurance Marketplace® to check if you might be eligible for a lower monthly premium before you shop.
Count on us. We’ll help answer all of your questions so you can choose the best plan for your health care needs.
1-844-383-6131 (TTY:711)
Call Monday – Friday, 8 AM to 9 PM ET.
Notes
* FOR $0 PLAN PREMIUM: Exclusions and limitations apply.
Banner|Aetna aims to offer access to more efficient and effective member care at a more affordable cost. We join the right medical professionals with the right technology, so members benefit from quality, personalized health care designed to help them reach their health ambitions.