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Get more from your plan with Banner|Aetna.

Open enrollment has ended. But if you’ve had a qualifying life event, you may be able to change your plan or shop for a new one.

 

Important message for our members

Learn more about your 2026 plan options

 

The right insurance makes all the difference

Quality care

The coverage you need, plus access to the Banner|Aetna network of doctors, specialists and hospitals you know and trust.

Affordable care

Plans starting at $0, select plans with $0 PCP visits, $0 preventive care and a $3 copay for over 200 generic drugs.*

Extra value

A $25 allowance every 3 months to shop over-the-counter CVS Health® brand wellness products.*
Plus, adult dental and vision with select plans.*

Big life change or one coming up?

Great news — we’ve got plans for you through our relationship with Aetna CVS Health

That means you can sign up for ACA individual coverage through Aetna CVS Health. Visit their website to check out plan features, shop 2022 plans and see if you qualify for financial help.

Remember to stop back on November 1 during Open Enrollment to choose your 2023 plan.

Find a plan on AetnaCVSHealth.com

Great news — we’ve got plans for you

Visit our simple shopping site to get coverage for 2022 and see if you qualify for financial help.

Remember to stop back on November 1 during Open Enrollment to choose your 2023 plan.

Find a plan

We’re not in your area … yet

We’ve got plans to bring our ACA individual and family plans to more areas. For now, we want to make sure you’re covered.

Had a big life change? You can still get coverage for 2022. Visit the Health Insurance Marketplace® to shop for plans and see if you qualify for financial help.

Remember to visit the Marketplace on November 1 during Open Enrollment to choose your 2023 plan.

Find a plan on HealthCare.gov

Great news — we’ve got plans for you through our relationship with Innovation Health®

That means you can sign up for ACA individual coverage through Innovation Health®. Visit their website to check out plan features, shop 2022 plans and see if you qualify for financial help.

Remember to stop back on November 1 during Open Enrollment to choose your 2023 plan.

Find a plan on InnovationHealth.com

Extensive provider network

Get Access to local doctors, specialists and hospitals you trust

Quality care, close to home, matters. Our online search helps you find a doctor, specialist or other care provider in your neighborhood who's right for you.

Search network providers

Find my doctors

Search covered drugs

Find my medicine — 2025 plans

Got questions? We’ve got answers.

Members: ACA brochure

Better value, care and access — included with all Marketplace ACA Individual and Family plans.

Value for you brochure — English (PDF)

Value for you brochure — Spanish (PDF)

Navigators: Get helpful info

Get tools, tips and information to help consumers get their coverage.

Guidance for navigators

Speak with a licensed agent

Count on us. We’ll help answer all of your questions so you can choose the best plan for your health care needs.

1-844-383-6131 (TTY:711)
Call Monday – Friday, 9 AM to 8 PM ET.

Notes

*FOR PLANS STARTING AT $0: Not available in all states. Exclusions and limitations apply.

*FOR $0 PCP VISITS: Available with select plans, $0 visits every time you see your primary care provider. Members enrolled in qualified high-deductible health plans must meet their deductible before receiving covered primary care or non-preventive services at no cost-share.

*FOR $3 GENERIC DRUGS: Pharmacy benefits are administered by an affiliated pharmacy benefit manager, CVS Caremark®. Subject to change.

*FOR $100 ALLOWANCE: $25 allowance each quarter to use on select CVS Health® brand products. Unused allowance does not carry over to the next quarter.

*FOR ADULT DENTAL AND VISION: Coverage is for select plans.

Transforming health care, together

Banner|Aetna aims to offer access to more efficient and effective member care at a more affordable cost. We join the right medical professionals with the right technology, so members benefit from quality, personalized health care designed to help them reach their health ambitions.

Contact us

Health benefits and health insurance plans are offered, underwritten, and/or administered by Banner Health and Aetna Health Insurance Company and/or Banner Health and Aetna Health Plan Inc. (Banner|Aetna). Banner|Aetna is an affiliate of Banner Health and of Aetna Life Insurance Company and its affiliates (Aetna). Each insurer has sole financial responsibility for its own products. Aetna and Banner Health provide certain management services to Banner|Aetna. Aetna, CVS Pharmacy® and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are part of the CVS Health® family of companies.

On-Demand Virtual Care with 98point6 by Transcarent

Banner|Aetna offers access to 98point6 by Transcarent, a virtual care solution that enables members to connect to care anytime, anywhere via secure in-app messaging.

Treatment is provided by a U.S.-based care team, including board-certified doctors, who can diagnose and treat over 1,000 conditions, outline care options, prescribe* medication, and order labs or imaging when appropriate—all through the convenience of a mobile app.

Key Features:

  • Audio, video, and Spanish translation support available as needed
  • Access to care plans and lab results directly within the app
  • Referrals to in-network resources and specialists
  • Care is available in all 50 states and Washington D.C.
  • 24/7/365 access with an average wait time of under 2 minutes—no appointment required.

Available to enrolled Banner|Aetna members and covered dependents age 1+* in an eligible plan.

Cost: Low-to-no-cost per visit*, depending on plan details.

*FOR ENROLLED MEMBERS AND COVERED DEPENDENTS AGE 1+: 98point6 by Transcarent is available to members age 1-17 when an adult parent or guardian is also enrolled in the plan. Access to 98point6 by Transcarent is not included in all plans.

*FOR LOW-TO-NO-COST WITH 98POINT6 BY TRANSCARENT: Members enrolled in a health savings account (HSA) or qualified high-deductible health plan (HDHP) must pay the applicable cost-share for virtual care visit until their deductible is met, after which services will be provided at no cost-share. All other health plan members pay $0 per virtual care visit regardless of whether their deductible has been met. Please refer to your plan documents for your applicable cost-share amounts.

*FOR 98POINT6 BY TRANSCARENT PRESCRIBING: 98point6 by Transcarent providers do not prescribe controlled substances (such as opioids), lifestyle medications (such as Viagra and Propecia) or weight loss medications (Wegovy or Ozempic). 98point6 by Transcarent and Transcarent Clinic clinicians are independent contractors and are neither agents nor employees of Banner|Aetna or plans administered by Banner|Aetna, and does not guarantee that a prescription will be written. Transcarent Clinic providers will not prescribe DEA-controlled substances, non-therapeutic drugs and certain other drugs that may be harmful because of their potential for abuse. Clinicians reserve the right to deny care for potential misuse of services

This material is for information only. An application must be completed to obtain coverage. Rates and benefits vary by location. Providers are independent contractors and are not agents of Banner|Aetna. Provider participation may change without notice.

Health insurance plans contain exclusions and limitations.