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More people qualify for financial help
Two ways to save on your ACA health plan
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Discounts on your monthly premium
You may be able to get a premium tax credit (aka “subsidy). You can use this credit to lower the amount you pay each month for your ACA individual and family plan (aka “marketplace” or “on-exchange” plan).
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Extra savings on your out-of-pocket costs
Going for a Silver plan? There’s a second way to save. You may also qualify for cost-sharing reductions. These are extra savings on deductibles, copays and coinsurance. So you pay less when you get care.
Do you qualify? It’s easy to find out
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Fill out your application
When you apply during Open Enrollment, you’ll provide information about your yearly household income and dependents. That determines how much you’ll save.
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Try this subsidy calculator
You can also visit the Health Insurance Marketplace® to check if you might be eligible for a premium tax credit and cost-sharing reductions before you shop.
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Big life change or one coming up?
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Sign up for updates
We’ll alert you to new information, plan availability, financial help options and more.
Transforming health care, together
Banner|Aetna aims to offer access to more efficient and effective member care at a more affordable cost. We join the right medical professionals with the right technology, so members benefit from quality, personalized health care designed to help them reach their health ambitions.